What does amortization loan?

The term loan in depreciation indicates the loan for which repayment is in progress due to the periodic payment of installments. The amortization schedule of a loan (ie the detailed loan installment plan calculated per installment) is the statement.

With reference to each repayment period, indicates the amount of the installment (further broken down into principal and interest), the debt extinguished and residual capital

 

For loans, the most common amortization plan is the French one: it provides for constant installments for the entire duration of the loan, with a decreasing interest rate over time and a capital share that is progressively increasing.

 

Loan estimate of 10000 euros

Money

 

Financial: Simple Loan
Product: Personal Loan
TAN Fixed: 4.25%
APR: 4.44%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.117

Monthly installment € 185 , 28 Feasibility check 

Financial: Legos
Product: Personal Loan
TAN Fixed: 5.16%
APR: 6.70%
Loan duration: 60 months
Amount Financed: € 10.146
Total due: € 11.735

Monthly installment € 193 , 19 Feasibility check 

Financial: Find Loan
Product: “Your Projects” Credit
TAN Fixed: 6.01%
APR: 6.18%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.602

 

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