Non-interest bearing loan

The non-interest bearing loan is a loan between private individuals which only provides for the repayment of the capital, without the application of interest or other increases.

This form of financing, frequent among family members


Does not include costs for opening and managing the file, involves the return of the sum within the timeframe and in the manner freely agreed by the parties and requires the written form: private writing.

Dictating the conditions of the loan, must have certain date to be possibly opposed to third parties

In consideration of the fact that this type of private financing does not give rise to any remuneration for the lender, the sum paid is not subject to taxation.

Loan estimate of 10000 euros

money cash


Financial: Simple Loan
Product: Personal Loan
TAN Fixed: 4.25%
APR: 4.44%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.117

Monthly installment € 185 , 28 Feasibility check 

Financial: Legos
Product: Personal Loan
TAN Fixed: 5.16%
APR: 6.70%
Loan duration: 60 months
Amount Financed: € 10.146
Total due: € 11.735

Monthly installment € 193 , 19 Feasibility check 

Financial: Find Loan
Product: “Your Projects” Credit
TAN Fixed: 6.01%
APR: 6.18%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.602


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